How it Works:
A whole new way to shop
Want a new product, but don’t have the cash today? Need to make a purchase, but have less-than-perfect credit5? No problem. FlexShopper offers a hassle-free payment options that’s right for you, right now.
Take the FlexShopper path toward enjoying the items and brands you love in just 4 simple steps. Shop now, pay overtime!
Step 1 - Apply
Easily apply online in minutes — and get approved in seconds for a spending limit of up to $5,000. Use your spending limit on one or multiple products.
Step 2 - Shop
Browse the latest and greatest electronics, furniture, appliances, and more on the FlexShopper marketplace. With over 100,000 products, you’ll be sure to find the items and with flexible payments you’re looking for.
Step 3 - Sign & Ship
Accept our simple, electronic agreement in just one click. Your product(s) ship right to your door. You can also choose quick store pickup at your local Best Buy store on select items.
Step 4 - Autopay
Make all your payments — and you own it!


What is FlexShopper?
FlexShopper is where you experience “pay-over-time” your way. You get to shop a premium online marketplace stocked with 100,000+ products featuring top brands. And when cash or credit is limited, FlexShopper provides flexible payment solutions. You get to enjoy your items now, knowing you’ve secured the best payment option for you.
Apply in minutes and get a decision in seconds. Qualify for a spending limit of up to $5,000, available to use on one product or more products of your choice. Applying is free and secure.
Working with you right where you are, the FlexShopper process is a direct path to renewed shopping freedom. Whatever you’re shopping for, FlexShopper has you covered.
Outfit your home with furniture, appliances, smart home, and patio products. Get up to speed with the technology and home office supplies your family needs for school or work. Find the perfect gift in our selection of video games and jewelry, or invest in your well-being with a new mattress or fitness equipment.
Shop on our marketplace, and we’ll ship items directly to you from trusted retailers like Best Buy, Amazon, Bed Bath & Beyond, and more.
Don’t wait to buy. Shop now and pay over time with FlexShopper!
Give Yourself Peace of Mind


Protect yourself and your products with FlexAdvantage. For only $3.99 per week, your protection benefits include involuntary unemployment payment waiver*, courtesy waiver,* product protection*(not available in CA), and discount health and wellness services*.
FlexAdvantage is only available with select payment options.
Learn More →


How to Shop on FlexShopper
Shopping on the FlexShopper marketplace is easy. Simply click on the product category of your choice — from cameras to mattresses, musical instruments to outdoor furniture, and so much more. Or, search for the exact item you’re looking for.
Shop our huge selection of top brands and products in each category, as well as exciting deals and sales. Once items are selected and you're approved you sign our agreement, set up auto-pay and your favorites will be shipped from trusted FlexShopper retailers.
And it all starts with a simple FREE application! Your new FlexShopper spending limit allows you to shop with confidence knowing you can get what you need now.
Online or on Your Phone, FlexShopper is Here
Flexshopper provides payment options for a majority of products. When cash or credit is limited, FlexShopper lets you shop today and pay over time.
It’s all within your reach with FlexShopper!